Terms of Service

Effective Date: February 12, 2025

Please read these Terms of Service ("Terms") carefully before using the Shillchat mobile application ("App"). By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the App.

1. Introduction

1.1 Overview of the App

Shillchat is a self-custody wallet application designed for managing Solana cryptocurrency. The App allows users to create or import a Solana wallet, send coins, and send text messages using the Solana network. When sending coins or texts, users will incur a transaction fee on the Solana network.

1.2 Acceptance of Terms

By accessing or using the App, you confirm that you have read, understood, and agree to be legally bound by these Terms and any additional terms referenced herein. If you do not agree to these Terms, you must immediately stop using the App.

1.3 Definitions

2. Eligibility and User Requirements

2.1 Age Restrictions

You must be at least 18 years old to use this App. If you are under 18, you are not permitted to use the App.

2.2 User Responsibility

2.3 Risk Acknowledgment

You understand and agree that if you lose your seed phrase, you will lose access to your wallet and any funds contained therein. Shillchat has no ability to recover lost funds or replace a lost seed phrase.

3. Description of the Service

3.1 Self-Custody Wallet Functionality

The App enables you to create or import a Solana wallet and manage your funds on the Solana blockchain. All sensitive data, including the seed phrase, is stored only on your device’s secure Keychain.

3.2 Text Messaging Feature

The App provides a feature that allows you to send text messages over the Solana network. Please note:

3.3 Third-Party Integrations

You have the option to connect with a Phantom wallet. When using Phantom wallet integration, the custody of your seed phrase and related security measures are managed by Phantom. Use of this integration is subject to Phantom’s own Terms and Policies.

4. User Responsibilities and Conduct

4.1 Seed Phrase and Wallet Security

4.2 Prohibited Activities

You agree not to engage in any of the following activities:

4.3 Compliance with Laws

You agree to use the App in compliance with all applicable local, state, national, and international laws and regulations.

5. Risk Disclaimers and Limitations of Liability

5.1 No Recovery for Lost Funds

Because the App is self-custodial, if you lose your seed phrase or otherwise lose access to your wallet, your funds cannot be recovered. You acknowledge and accept this risk.

5.2 No Financial Advice

The App does not provide financial, investment, or legal advice. All information provided is for informational purposes only and should not be considered as professional advice.

5.3 Limitation of Liability

To the fullest extent permitted by applicable law, Shillchat and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use or inability to use the App, including but not limited to any loss of funds or data.

6. Third-Party Services and External Links

6.1 Integration with Phantom Wallet

When you choose to integrate with the Phantom wallet, you agree to adhere to Phantom’s terms and conditions. Shillchat is not responsible for any issues arising from the use of Phantom or any other third-party services.

6.2 No Endorsement of Third-Party Services

Any third-party services or links provided through the App are offered solely for your convenience. Their inclusion does not imply endorsement by Shillchat, and we are not responsible for the content, policies, or practices of these third parties.

7. Modifications and Termination

7.1 Changes to the Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting the updated Terms within the App or on our website. Your continued use of the App after any modifications constitutes your acceptance of the updated Terms.

7.2 Termination of Access

We may terminate or suspend your access to the App at our sole discretion, without prior notice or liability, for any reason including, but not limited to, breach of these Terms or engaging in prohibited activities.

7.3 Survival

Certain provisions of these Terms, including but not limited to disclaimers, limitations of liability, and indemnity, will survive any termination or expiration of your access to the App.

8. Governing Law and Dispute Resolution

8.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Norway, without regard to its conflict of law principles.

8.2 Dispute Resolution

Any disputes arising out of or related to these Terms or your use of the App shall be resolved through good faith negotiations. If a resolution cannot be reached, the dispute shall be submitted to binding arbitration in accordance with the rules of Norwegian Laws, or, if required by law, brought before the appropriate courts.

9. Contact Information

If you have any questions, concerns, or comments regarding these Terms, please contact us at:

10. Reference to the Privacy Policy

Your use of the App is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy for detailed information on how we collect, use, and safeguard your data.

By using Shillchat, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. Thank you for choosing Shillchat. Enjoy using the App responsibly.